This disclaimer governs your use of afterpaycashapp.com. By accessing or using this website, you acknowledge that you have read, understood, and agree to the terms set forth below. If you do not agree, please discontinue use of this platform immediately.
afterpaycashapp.com ("the Platform," "we," "us," or "our") is operated as an independent financial information directory and consumer-to-lender matching service. The Platform is not a bank, credit union, direct lender, depository institution, financial advisor, or broker-dealer regulated under applicable securities laws.
The Platform does not accept deposits, originate loans, make credit decisions, set loan terms, or disburse funds. All loan origination, underwriting, terms, rates, and funding are the sole responsibility of independent third-party lenders who may participate in this matching network.
The following trademarks are referenced on this Platform solely for informational, comparative, and educational purposes:
References to these trademarks on this Platform are intended solely to describe the types of financial products consumers may be seeking alternatives to. Such references do not create any commercial relationship with the respective trademark holders and do not constitute endorsement of this Platform by those entities.
Submitting a pre-qualification inquiry through this Platform does not guarantee:
Loan availability, approval, and terms are determined solely by the individual lender based on their own underwriting criteria, which may include income verification, credit history, employment status, state residency, and other factors. Not all consumers will qualify.
Loan offers facilitated through this Platform are subject to the Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq., and applicable state lending laws. Before you accept any loan offer, the lender is required to provide you with a full disclosure including:
Short-term and non-prime personal loans may carry Annual Percentage Rates (APRs) significantly higher than traditional bank loans. Review all disclosures carefully before accepting any offer. You are never obligated to accept a loan offer presented through this Platform.
In compliance with Federal Trade Commission (FTC) guidelines, 16 C.F.R. Part 255, this Platform discloses that it may receive compensation from third-party lenders when consumers complete loan applications through lender-provided links or when a successful loan is originated. This compensation may influence which lenders are featured or prioritized on this Platform.
This Platform operates as a lead generation and matching service and earns revenue through referral arrangements with lenders. This arrangement does not affect the loan terms you receive — those are determined solely by the lender.
This Platform's pre-qualification process typically initiates a soft credit inquiry to match you with potential lenders. A soft inquiry does not affect your credit score and is not visible to other lenders on your credit report.
If you proceed with a formal loan application through a matched lender, that lender may perform a hard credit inquiry as part of their underwriting process. A hard inquiry may temporarily affect your credit score. The lender will disclose the nature of any credit inquiry before you formally apply.
Loan products and the availability of lenders within this network vary by state. Not all lenders operate in all states. Some states have specific laws governing consumer lending, including caps on interest rates, loan amounts, and repayment terms. Consumers in certain states may not be matched with lenders through this Platform.
This Platform does not guarantee lender availability in any specific geographic location. It is the consumer's responsibility to understand applicable state laws before accepting any loan offer.
The content on this Platform is provided for informational and educational purposes only and does not constitute financial, legal, tax, or investment advice. The Platform is not a licensed financial advisor, credit counselor, or attorney. Consumers are encouraged to consult with qualified financial professionals before making borrowing decisions.
If you are experiencing severe financial hardship, we encourage you to explore nonprofit credit counseling resources and contact the Consumer Financial Protection Bureau (CFPB) at consumerfinance.gov for additional guidance.
For questions regarding this disclaimer or this Platform's practices, please contact us through the contact form available at /about/. We will endeavor to respond to inquiries within a reasonable timeframe.
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